Our Non-Delegated Process
Here is your go-to guide for taking your Non-Delegated loans with FGMC Wholesale/Non-Delegated from submission to funded.
Let’s Warm-Up
Your company’s administrator can create a login using one or more personas and also provide FGMC’s seller ID and other needed credentials in order to:
- Request DU Sponsorship
- Request VA Sponsorship
- Call your credit agency and add FGMC’s Freddie Mac Seller ID
Any Questions? LenderSupport@fgmc.com
Step Into The Ring
Let’s get going! Submit your file in the SOAR Portal. Upload Full Submission to Non Del Credit Package Folder
Conditioning Your Loan
During this Round, your Account Manager and your Account Executive will guide you through Conditional Approval. You will submit conditions through the SOAR Portal, so that the FGMC underwriter assigned to your file can review and clear to close.
Turn It In
Got your clear to close? Time for the Pre-Purchase Review! Submit the Closed Credit Package to the Correspondent Closed Loan Package folder within SOAR Portal. You will be contacted by the Pre-Purchase team if any additional conditions are needed.
Any Questions?
LenderSupport@fgmc.com
All Clear
Once all conditions are cleared, a Purchase Advice will be emailed out. This Purchase Advice will also be available on the SOAR Portal to the designated User assigned with the Purchase Advice Persona.
Onto the Next One!
Need to submit another loan? Now you know how to do it! We also have resources to make it easier than ever for you to source more business and work efficiently.
Ready to get started now?
Contact your Account Executive to get approved in our Non Del program.

Let’s Warm-Up
Your company’s administrator can create a login using one or more personas and also provide FGMC’s seller ID and other needed credentials in order to:
- Request DU Sponsorship
- Request VA Sponsorship
- Call your credit agency and add FGMC’s Freddie Mac Seller ID
Any Questions? LenderSupport@fgmc.com

Step Into The Ring
Let’s get going! Submit your file in the SOAR Portal. Upload Full Submission to Non Del Credit Package Folder

Conditioning Your Loan
During this Round, your Account Manager and your Account Executive will guide you through Conditional Approval. You will submit conditions through the SOAR Portal, so that the FGMC underwriter assigned to your file can review and clear to close.

Turn It In
Got your clear to close? Time for the Pre-Purchase Review! Submit the Closed Credit Package to the Correspondent Closed Loan Package folder within SOAR Portal. You will be contacted by the Pre-Purchase team if any additional conditions are needed.
Any Questions?
LenderSupport@fgmc.com

All Clear
Once all conditions are cleared, a Purchase Advice will be emailed out. This Purchase Advice will also be available on the SOAR Portal to the designated User assigned with the Purchase Advice Persona.
Onto the Next One!
Need to submit another loan? Now you know how to do it! We also have resources to make it easier than ever for you to source more business and work efficiently.
Ready to get
started now?
Contact your Account Executive to get approved in our Non Del program.