First Guaranty Mortgage Corporation (FGMC) believes that a robust product and program set is an important facet of FGMC’s goal of helping consumers fulfill their financial goals. FGMC leverages a logical approach to the evaluation of borrower capacity and creditworthiness, with an emphasis on Ability to Repay (ATR) and risk mitigation through sound underwriting and documentation practices. Our products and programs are supported by compliance and quality control.

The Visionary Investment program was created for the borrower who has a vision for transforming a home into a long-term investment, but still wants some flexibility in how they do it. This could mean a higher Debt-to-Income Ratio or providing an alternate way to document their income. The program allows for:

  • Loan Amounts up to $3,000,000
  • Fixed, Interest Only, and ARM options
  • Credit Scores as Low as 540
  • DTI Up to 50% Considered

We believe the Visionary borrower has a strategic home buying story, and Maverick Solutions wants to help tell it.