Achiever

First Guaranty Mortgage Corporation (FGMC) believes that a robust product and program set is an important facet of FGMC’s goal of helping consumers fulfill their financial goals. FGMC leverages a logical approach to the evaluation of borrower capacity and creditworthiness, with an emphasis on Ability to Repay (ATR) and risk mitigation through sound underwriting and documentation practices. Our products and programs are supported by compliance and quality control.

The Achiever Expanded Credit Program was created for the financial achievers out there. The Achiever may have hit a credit bump or two along the way, but they still want the opportunity to maximize their buying power. The program allows for:

  • Loan Amounts up to $3,000,000
  • Fixed, Interest Only, and ARM options
  • Credit Scores as Low as 500
  • DTI Up to 53% Considered
  • Bank Statement Based Income Sources Allowed for Self-Employed Borrowers

We believe the Achiever borrower often has a good comeback story, and Maverick Solutions wants to help tell it.