VA Loans
With best-in-class customer service, competitive turn times, and over 30 years of experience, FGMC is your go-to partner for VA loans.
- Minimum 620 FICO for all credit qualifying products, subject to the following restrictions:
- DTI > 45% ≤ 50% = minimum 660 FICO
- 2-4 unit and condominium property = minimum 660 FICO
- Investment properties = minimum 680 FICO
- Minimum 660 FICO for VA IRRRLs
- Maximum loan amount based on FHFA county loan limits; 25% guaranty must be met (excluding IRRRLs)
- Fixed Rate & ARMs
- Wholesale and Non-Delegated Delivery Available
- Cash-out up to 90% LTV (inclusive of VA Funding Fee)
- Manual Underwrites
- Energy Efficient Mortgage Allowed