FHA Loans

With best-in-class customer service, competitive turn times, and over 30 years of experience, FGMC is your go-to partner for FHA loans.

  • Minimum 620 FICO for all credit qualifying products, subject to the following restrictions:
    • DTI >45%≤ 50% = minimum 660 FICO
    • 2-4 unit and condominium property = minimum 660 FICO
    • Investment property = minimum 680 FICO
  • Minimum 580 FICO for FHA Streamline
  • Fixed Rate & ARMs
  • Wholesale, Delegated, and Non-Delegated Delivery Available
  • Community Seconds & Grants for Closing Costs & Down Payment Assistance Allowed
  • Gift Funds for Closing Cost & Down Payment Allowed
  • Manual Underwrites