Our Purchase Process
Moving? Congratulations! We can’t wait to help you reach your homeownership goals! Here’s the run- down of the process of purchasing your home with FGMC Retail.
Interested in the loan process? We’re here for you as you get started. Provide us with some basic details to help us get to know you and your move.
Talk To Your Loan Officer
Once you submit your information, an FGMC Retail loan expert will reach out to you to create a plan that works for your unique situation. You’ll talk about your homeownership goals and how we may be able to help you reach them. Ask any questions you have, we’re happy to help you!
Lock In Your Rate
Mortgage rates can change daily, so when you’re ready it’s time to lock in your rate! After you’re locked in you will receive disclosures to e-sign and kick off your home purchase process.
You will need to conduct a home appraisal to complete the loan process. We will instruct you with further details on completing this crucial step in completing your home purchase.
Processing & Underwriting
During this step your loan will go to our Operations group to take care of the processing and underwriting necessary to close your loan. You will work with your assigned Loan Processor to provide documentation, verification, and information needed to complete the loan process.
Once your loan is approved you will be clear to close. (This is our favorite part!) From there you will select a date to close on your loan. Once the papers are signed and the loan is funded, the home is YOURS! Congratulations on your new home!
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