VA Loans

With best-in-class customer service, competitive turn times, and over 30 years of experience, FGMC is your go-to partner for VA loans.

  • Minimum 620 FICO for all credit qualifying products, subject to the following restrictions:
    • DTI > 45% ≤ 50% = minimum 660 FICO
    • 2-4 unit and condominium property = minimum 660 FICO
    • Investment properties = minimum 680 FICO
  • Minimum 660 FICO for VA IRRRLs
  • Maximum loan amount based on FHFA county loan limits; 25% guaranty must be met (excluding IRRRLs)
  • Fixed Rate & ARMs
  • Wholesale and Non-Delegated Delivery Available
  • Cash-out up to 90% LTV (inclusive of VA Funding Fee)
  • Manual Underwrites
  • Energy Efficient Mortgage Allowed