First Guaranty Mortgage Corporation® is excited to offer Maverick Solutions, a proprietary suite of products designed for today’s borrowers. With flexible options for every scenario, Maverick Solutions is revolutionizing the Non-QM and Non-Agency market.

Forms & Resources Lending Library Qualify A Loan

Check out our quick qualifier now to see how easy Maverick Solutions makes Non-QM!

Champion
Classic

Our Champion Classic Non-QM product can help well qualified borrowers reach their goals of home ownership or refinance.

LEARN MORE

Achiever
Expanded Credit

Our Achiever Expanded Credit Non-QM product can help borrowers who fall just outside of agency guidelines reach their homeownership or refinance goals.

LEARN MORE

Visionary
Investment

Our Visionary Investment Non-QM product can help well qualified borrowers reach their goals of investing in real estate.

LEARN MORE

Trailblazer
Jumbo

Our Trailblazer Jumbo Non-Agency product can help borrowers in high-priced markets afford their dream homes.

LEARN MORE

Trailblazer
Plus

Like Trailblazer Jumbo, our Trailblazer Plus Jumbo Non-Agency product can help borrowers in high-priced markets close deals quicker than ever.

LEARN MORE

Pioneer
Plus

Our Pioneer Plus Non-Agency product can help you expand your loan options for clients looking for another conforming option for their second homes, investment properties, and other situations.

LEARN MORE

Champion
Classic

Our Champion Classic Non-QM product can help well qualified borrowers reach their goals of home ownership or refinance.

LEARN MORE

Achiever
Expanded Credit

Our Achiever Expanded Credit Non-QM product can help borrowers who fall just outside of agency guidelines reach their homeownership or refinance goals.

LEARN MORE

Visionary
Investment

Our Visionary Investment Non-QM product can help well qualified borrowers reach their goals of investing in real estate.

LEARN MORE

Trailblazer
Jumbo

Our Trailblazer Jumbo Non-Agency product can help borrowers in high-priced markets afford their dream homes.

LEARN MORE

Trailblazer
Plus

Like Trailblazer Jumbo, our Trailblazer Plus Jumbo Non-Agency product can help borrowers in high-priced markets close deals quicker than ever.

LEARN MORE

Pioneer
Plus

Our Pioneer Plus Non-Agency product can help you expand your loan options for clients looking for another conforming option for their second homes, investment properties, and other situations.

LEARN MORE

Champion

Classic

Achiever

Expanded Credit

Visionary

Investment

Trailblazer

Jumbo

Learn More

Trailblazer Plus

Jumbo

Learn More

Trailblazer Plus

Jumbo

Learn More

NON-QM

NON-AGENCY

Champion Classic

For higher loan amounts and no mortgage insurance

Trailblazer Jumbo

For high-priced markets and larger loan amounts

Achiever Expanded Credit

For credit challenged borrowers

Trailblazer Plus Jumbo

For credit challenged borrowers

Visionary Investment

For real estate investors

Pioneer Conforming

For expanding your reach to second home and investment borrowers

Maverick Solutions Resources

Product Flyers

Maverick Solutions Products
Updated 08/20/2021

Champion Classic
Updated 08/06/2021

Achiever Expanded Credit
Updated 02/19/2021

Visionary Investment
Updated 05/17/2021

Trailblazer Jumbo
Updated 06/09/2021

Trailblazer Plus Jumbo
Updated 07/23/2021

Pioneer Plus
Updated 08/20/2021

Maverick Solutions Products White Label
Updated 08/20/2021

Champion Classic White Label
Updated 08/06/2021

Achiever Expanded Credit White Label
Updated 03/15/2021

Visionary Investment White Label
Updated 05/17/2021

Trailblazer Jumbo White Label
Updated 06/09/2021

Trailblazer Plus Jumbo White Label
Updated 07/23/2021

Pioneer Plus White Label
Updated 08/20/2021

Product Matrices

Maverick Solutions Product Matrix

Visionary Investment Product Matrix

Champion Classic Product Matrix

Achiever Expanded Credit Product Matrix

Trailblazer Jumbo Product Matrix

Trailblazer Plus Jumbo Product Matrix

Pioneer Plus Product Matrix

Program Flyers

Bank Statement Program
Updated 08/06/2021

Debt Service Coverage Ratio Program
Updated 05/17/2021

Jumbo Options Program
Updated 08/06/2021

Expanded Credit Program
Updated 02/19/2021

Non-Warrantable Condo Program
Updated 04/30/2021

Structure Desk
Updated 04/19/2021

Asset Utilization
Updated 08/06/2021

Second Home
Updated 06/09/2021

Bank Statement Program White Label
Updated 08/06/2021

Debt Service Coverage Ratio Program White Label
Updated 05/17/2021

Jumbo Options Program White Label
Updated 08/06/2021

Expanded Credit Program White Label
Updated 03/15/2021

Non-Warrantable Condo Program White Label
Updated 03/15/2020

Structure Desk White Label
Updated 04/19/2021

Asset Utilization White Label
Updated 08/06/2021

Second Home White Label
Updated 06/09/2021

The Non-QM Structure Desk is your direct access to our expert Non-QM underwriters!

Just send an email to the Structure Desk and the Mortgage Mavericks will respond quickly with answers you can trust. Let us do the heavy lifting!

Calculate Bank Statement Income (TBDs included)
DSCR and Asset Depletion

Evaluate Credit Grading
Answer General Non-QM Questions

Non-QM Structure Desk

Have a Question?

Reach out to our Scenario Desk for assistance.

Maverick Flight School

Paul Jones

SVP, NQM Development & Production

Interested in a quick quote for your Non-QM loan?

Visit our Quick Qualifier for more information on our product options.

Quick Qualifier

Want to learn more about Maverick Solutions?

Contact us today.

Tom Davis

SVP,
Correspondent Lending

Contact

Lynn Bristow

Vice President,
Correspondent Sales

Contact

Paul Jones

SVP, NQM Development & Production

Contact

Angelo Zakis

Northeast/North Central
Regional Manager

Contact

Van Evans

Vice President,
Correspondent Lending

Contact

Alicia Brisbane

Vice President,
Correspondent Lending

Contact

Sandy Au

Western
Regional Manager

Contact

Shane Beesinger

Vice President,
Correspondent Lending Central Region

Contact

David Porter

Account Executive

Contact

Non-Delegated Underwriting
FHA	Purchase: 09/21 Refinance: 09/21 Streamline: 09/21
Conventional	Purchase: 09/21 Refinance: 09/21
VA	Purchase: 09/21 Refinance: 09/21 IRRRL: 09/21
USDA	Purchase: 09/21 Refinance: 09/21
Trailblazer Jumbo	Purchase: 09/21 Refinance: 09/21
Pioneer Plus	Purchase: 09/21 Refinance: 09/21
WS/NDC NON QM	Purchase: 09/16 Refinance: 09/16

Clear To Close Review
Purchase	24-48 Hours
Refinance	24-48 Hours

Prepurchase Review
Initial Review	2 Days
Conditions	2 Days

Working on Purchase loans submitted to underwriting on
FHA Purchase	September 16th
VA Purchase	September 23rd
USDA Purchase	September 22nd
Conventional Purchase	September 15th
Non-QM Purchase	September 14th
Trailblazer Jumbo Purchase	September 23rd
Working on Refinance loans submitted to underwriting on
FHA Streamline Refinance	September 17th
FHA Refinance	September 15th
VA IRRRL Refinance	September 17th
VA Refinance	September 23rd
USDA Refinance	September 23rd
Conventional Refinance	September 14th
Non-QM Refinance	September 14th
Trailblazer Jumbo Refinance	September 23rd

Underwriting - Final Approval
Underwriters Reviewing CTC Purchase Conditions from	September 20th
Underwriters Reviewing CTC Refi Conditions from	September 23rd
Underwriters Reviewing CTC IRRRL Conditions from	September 23rd
Underwriters Reviewing CTC Streamline Conditions from	September 23rd

Initial Disclosures and Loan Set-up
Working on full files submitted on September 20th

Non-QM CTC Reviews
Purchase CTC review	48 hours
Refinance CTC review	48 hours

Closing/Scheduling
Purchase	2 Days
Refinance	2 Days
Last Day to Issue Initial CD Purchase	September 27th
Last Day to Issue Initial CD Refinance	September 21st

Account Manager - Conditions
48 Hours

Closing Disclosure
24 hours

ChampionClassic

Our Champion Classic Non-QM product can help well qualified borrowers reach their goals of home ownership or refinance.

AchieverExpanded Credit

Our Achiever Expanded Credit Non-QM product can help borrowers who fall just outside of agency guidelines reach their homeownership or refinance goals.

VisionaryInvestment

Our Visionary Investment Non-QM product can help well qualified borrowers reach their goals of investing in real estate.

Trailblazer Jumbo

Our Trailblazer Jumbo Non-Agency product can help borrowers in high-priced markets afford their dream homes.

Trailblazer Plus

Like Trailblazer Jumbo, our Trailblazer Plus Jumbo Non-Agency product can help borrowers in high-priced markets close deals quicker than ever.

PioneerPlus

Our Pioneer Plus Non-Agency product can help you expand your loan options for clients looking for another conforming option for their second homes, investment properties, and other situations.

ChampionClassic

Our Champion Classic Non-QM product can help well qualified borrowers reach their goals of home ownership or refinance.

AchieverExpanded Credit

Our Achiever Expanded Credit Non-QM product can help borrowers who fall just outside of agency guidelines reach their homeownership or refinance goals.

VisionaryInvestment

Our Visionary Investment Non-QM product can help well qualified borrowers reach their goals of investing in real estate.

Trailblazer Jumbo

Our Trailblazer Jumbo Non-Agency product can help borrowers in high-priced markets afford their dream homes.

Trailblazer Plus

Like Trailblazer Jumbo, our Trailblazer Plus Jumbo Non-Agency product can help borrowers in high-priced markets close deals quicker than ever.

PioneerPlus

Our Pioneer Plus Non-Agency product can help you expand your loan options for clients looking for another conforming option for their second homes, investment properties, and other situations.

Champion

Achiever

Visionary

Trailblazer

Trailblazer Plus

Trailblazer Plus

Maverick Solutions Resources

The Non-QM Structure Desk is your direct access to our expert Non-QM underwriters!

Have a Question?

Maverick Flight School

Paul Jones

Interested in a quick quote for your Non-QM loan?

Want to learn more about Maverick Solutions?

Contact us today.

Tom Davis

Lynn Bristow

Paul Jones

Angelo Zakis

Van Evans

Alicia Brisbane

Sandy Au

Shane Beesinger

David Porter

Marketing Resources

Champion
Classic

Achiever
Expanded Credit

Visionary
Investment

Trailblazer
Jumbo

Trailblazer
Plus

Pioneer
Plus

Champion
Classic

Achiever
Expanded Credit

Visionary
Investment

Trailblazer
Jumbo

Trailblazer
Plus

Pioneer
Plus