Maverick Solutions | First Guaranty Mortgage Corporation

First Guaranty Mortgage Corporation® is excited to introduce Maverick Solutions, a new proprietary suite of products designed for today’s borrowers. With flexible options for every scenario, Maverick Solutions is revolutionizing the Non-QM market.

Forms & Resources

Do MORE with MaverickNEW EXPANDED NON-QM GUIDELINES!

Champion

Prime Jumbo

Achiever

Expanded Credit

Visionary

Investment

Marketing Resources

Maverick Solutions Flyers

Champion Prime Jumbo
Updated 01/24/2020

Achiever Expanded Credit
Updated 01/24/2020

Visionary Investment
Updated 01/24/2020

Maverick Solutions Product Matrix
Updated 02/07/2020

White Label Program Flyers

Lunch And Learn Flyer
Updated 01/14/2020

Asset Depletion Program
Updated 02/12/2020

Bank Statement Program
Updated 02/12/2020

Debt Service Coverage Ratio Program
Updated 02/12/2020

Jumbo with No MI Program
Updated 02/12/2020

Non-Warrantable Condo Program
Updated 02/12/2020

Expanded Credit Program
Updated 02/12/2020

Condotel Program
Updated 02/12/2020

Texas Cash Out Program
Updated 02/12/2020

The Non-QM Structure Desk is your direct access to our expert Non-QM underwriters!

Just send an email to the Structure Desk and the Mortgage Mavericks will respond quickly with answers you can trust. Let us do the heavy lifting!

Calculate Bank Statement Income (TBDs included)
DSCR and Asset Depletion

Evaluate Credit Grading
Answer General Non-QM Questions

Non-QM Structure Desk

View turn times

*Average turn time, in business days for Non-QM Maverick Products, actual turn times may vary based on individual situations

Interested in learning more about Maverick Solutions?

Contact us today.

Tom Davis

SVP, Correspondent Lending

954-871-9299

tom.davis@fgmc.com

Van Evans

Southeast Regional Manager

954-557-7057

van.evans@fgmc.com

Sandy Au

Western Regional Manager

818-516-9268

sandy.au@fgmc.com

Jeff Mack

VP, Business Development

571-244-6653

Matt Brammer

South Central/Midwest Regional Manager

440-382-3183

mbrammer@fgmc.com

Alicia Brisbane

Western Regional Manager

949-235-3516

alicia.brisbane@fgmc.com

Paul Jones

Business Development Manager, Non-QM

856-425-1018

paul.jones@fgmc.com

Angelo Zakis

Northeast/North Central Regional Manager

412-841-5806

angelo.zakis@fgmc.com

Have a Question?

If documentation is required, please send to MaverickSolutionsStructureDesk@fgmc.com.

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Visionary

Investment

First Guaranty Mortgage Corporation (FGMC) believes that a robust product and program set is an important facet of FGMC’s goal of helping consumers fulfill their financial goals. FGMC leverages a logical approach to the evaluation of borrower capacity and creditworthiness, with an emphasis on Ability to Repay (ATR) and risk mitigation through sound underwriting and documentation practices. Our products and programs are supported by compliance and quality control.

The Visionary Investment program was created for the borrower who has a vision for transforming a home into a long-term investment, but still wants some flexibility in how they do it. This could mean a higher Debt-to-Income Ratio or providing an alternate way to document their income. The program allows for:

Loan amounts up to $3,000,000

Fixed, Interest Only, and ARM options

DTI up to 50%

Credit Scores as Low as 540

We believe the Visionary borrower has a strategic home buying story, and Maverick Solutions wants to help tell it.

Download Flyer

Contact Us

Meet Jonathan.
Jonathan is a small business owner. He has worked hard to build his business, and is proud to watch it grow. He’s a visionary. Jonathan is one of a kind, just like his loan.

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Achiever

Expanded Credit

First Guaranty Mortgage Corporation (FGMC) believes that a robust product and program set is an important facet of FGMC’s goal of helping consumers fulfill their financial goals. FGMC leverages a logical approach to the evaluation of borrower capacity and creditworthiness, with an emphasis on Ability to Repay (ATR) and risk mitigation through sound underwriting and documentation practices. Our products and programs are supported by compliance and quality control.

The Achiever Expanded Credit Program was created for the financial achievers out there. The Achiever may have hit a credit bump or two along the way, but they still want the opportunity to maximize their buying power. The program allows for:

Loan amounts up to $3,000,000

Fixed, Interest Only, and ARM options

Credit Scores as Low as 500

Non-Warrantable Condos Allowed

Bank Statement Based Income Sources Allowed for Self-Employed Borrowers

We believe the Achiever borrower often has a good comeback story, and Maverick Solutions wants to help tell it.

Download Flyer

Contact Us

Meet Erin.
Erin was laid off from her job a few years ago and got behind on some of her bills. She has a great job now, and she’s working hard to improve her financial situation. She’s an achiever. Erin is one of a kind, just like her loan.

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Champion

Prime Jumbo

First Guaranty Mortgage Corporation (FGMC) believes that a robust product and program set is an important facet of FGMC’s goal of helping consumers fulfill their financial goals. FGMC leverages a logical approach to the evaluation of borrower capacity and creditworthiness, with an emphasis on Ability to Repay (ATR) and risk mitigation through sound underwriting and documentation practices. Our products and programs are supported by compliance and quality control.

The Champion Prime Jumbo Program was created for the borrower who is looking to maximize their buying power, but still wants some flexibility in how they do it. This could mean a higher Debt-to-Income Ratio, or providing an alternate way to document their income. The program allows for:

Loan Amounts up to $3,000,000

Interest Only & ARM options

DTI up to 53%

LTV up to 95%

We believe the Champion borrower has a unique home buying story, and Maverick Solutions wants to help tell it.

Download Flyer

Contact Us

Meet James.
James has worked hard throughout his career and made his way to the top. Now he’s finally ready to buy his family’s dream home. He is a champion. James is one of a kind, just like his loan.

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Sarah Batangan

Chief Operating Officer

Sarah Batangan serves as the Chief Operating Officer at FGMC. She has over 20 years of experience in the industry within Operations and Correspondent lending and is valued as a versatile strategist who is highly adept at corporate transformation, operational tact and business growth. Prior to joining FGMC, Sarah served four years at Stearns Lending in Strategic Business and Correspondent Operations. She has also served in at Nationstar Mortgage, CitiMortgage and Countrywide Financial/Bank of America in various Correspondent Lending and Quality Assurance roles. She currently oversees operations, credit risk, marketing and the enterprise project management office.