Conventional Loans

With best-in-class customer service, competitive turn times, and over 30 years of experience, FGMC is your go-to partner for Conventional loans.

  • Minimum 620 FICO, subject to the following restrictions:
    • LTV > 85% = minimum 640 FICO
    • DTI > 45% ≤ 50% = minimum 660 FICO
    • LTV ≥ 90% = minimum 660 FICO
    • 2-4 unit, condominium and investment property = minimum 660 FICO
  • Fixed Rate & ARMs
  • Wholesale and Non-Delegated Delivery Available
  • Manual Underwrites Allowed (Non-Delegated Only)