Affordability Calculator

Estimate the home price you could afford before you buy.

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Based on your annual income you can afford
the following home values at different levels of down payment. 
Down Payment (%) 30% 20% 15%
Home Value $421,476 $381,509 $358,377
Down Payment $126,443 $76,302 $53,757
Max. Mortgage Amount $295,033 $305,207 $304,620
  Total Monthly Payment $1,863 $1,863 $1,863
P&I Payment $1,366 $1,413 $1,411
PMI $0 $0 $30
Property Insurance $44 $40 $37
Property Tax $453 $410 $385
Total Monthly Payment for 30% down payment $1,863
 
P&I Payment $1,366
 
Property Insurance $44
 
Property tax $453

Additional Monthly Expenses $0

Total Monthly Payment for 20% down payment $1,863
 
P&I Payment $1,413
 
Property Insurance $40
 
Property tax $410

Additional Monthly Expenses $0

Total Monthly Payment for 15% down payment $1,863
 
P&I Payment $1,411
 
Private Mortgage Insurance (PMI) $30
 
Property Insurance $37
 
Property tax $385

Additional Monthly Expenses $0